In New Jersey, the most common questions about insurance involve life insurance and health insurance. The following pertains to health insurance.
Health Insurance
Many times during a divorce, one spouse carries the health insurance for the entire family and the other spouse may not even have the option through their employer to gain their own insurance. It is important to know that once your divorce is final, you cannot stay on your spouse's health insurance and you will have to obtain your own policy. The children will be able to maintain coverage, but you will either need to obtain your own policy through your employment or inquire into COBRA benefits through your spouse's employer. This is a major concern for many stay-at-home mothers who will be facing a tremendous expense for health insurance. There is no easy answer. You need to look into all available options and keep this expense in mind when calculating alimony.
